Specializing in South Loop Real Estate - townhomes, condos and lofts.Real estate team - Attorney, Lender, Inspectors
Lisa McMillan

My Chicago Properties Group - @properties

212 E Ohio Chicago, IL 60611
Home SiteMap


@properties
My Chicago Properties Group - Over 130 South Loop Sales
212 East Ohio, Suite 200, Chicago, IL 60611


Dana Zito Bator, Vice President of Mortgage Lending, IL - Schaumburg

Dana Zito Bator

Vice President of Mortgage Lending
NMLS ID # 223627

dana@guaranteedrate.com

Phone: (847) 592-9201
Cell: (773) 425-8054

Fax: (872) 206-4285

Loan Officer Interview Q&A's

How long have you been in the mortgage business and what inspired you to get into it?
Since joining Guaranteed Rate in 2004, I’ve developed into a consummate mortgage professional who prides myself on my lending expertise and knowledge of products & guidelines. Having guided hundreds of buyers and homeowners through the loan process over the last decade, I can draw from extensive experience to solve even the most complex lending scenarios. I strive to provide the very best in customer service by being equally accessible and knowledgeable in order to create clients for life. Above all else, my focus and commitment is to the best interest of each client and their individual financial goals. I understand that buying a home is an enormous event and aim take some of that anxiety out of the equation. I’ve helped clients finance homes from the far reaches of the Kenai Peninsula in Alaska to a the U.S. Virgin Islands and everywhere in between. I am as comfortable guiding a first time homebuyer through their 1st Chicago condo purchase as I am aiding a seasoned move-up buyer leaving the city for the suburbs.

How has the mortgage industry changed since you started, and what would you expect in the future?
The mortgage industry has undergone a dramatic transformation since i began my career. There was a time when there was a product for practically every buyer and every homeowner, whether they were deserving or not. Though some lending requirements these days are downright unreasonable, many are for the protection of lenders and homeowners alike. The process to obtain a loan may seem daunting, but should not be if I am doing my job well. I expect the return of expanded eligibility programs in the coming years that will further open up home ownership to well-qualified buyers.

What part of the home loan process do customers find most difficult and how do you help them through it?
Most people find the documentation requirements to be the most rigorous part of obtaining financing. Often times, they compare the present-day requirements to an experience they had years ago when very little was needed. The loan process will not be a pleasant one if our requests for documents are met with resistance. I also think that it’s difficult for people to understand the inner-workings of mortgage lenders and banks, and the compliance laws that we must adhere to. In order for everyone to be treated fairly, everyone must be treated equally leaving little to no room for exceptions.

What do you enjoy doing most in your spare time when you are not helping people with their home loans?
My spare time is dedicated to my family – my husband Ward, baby son Wyatt and our 2 Australian Shepherds - above all else. We enjoy living on the North Shore and taking advantage of all things that living here has to offer. We enjoy travelling, outdoor activities, and spending time with friends and family.



Building Specs of Chicago, Home Inspections in Chicago

Building Specs of Chicago, Home Inspections in Chicago

Building Specs of Illinois, has conducted over 7,000 property inspections since 2003.  The father and son team of Building Specs of Illinois, Inc. has the dedication, integrity and experience that produces not only top-quality inspections, but more importantly, a long list of satisfied clients.

We have built our business on happy clients and through repeat/referral business; should you know of anyone in need of a home or property inspection or a mold test in the future, I hope you will refer Building Specs of Illinois, Inc. to others.

Home Inspections.  Done Right.  Since 2002.

Dedication, Integrity and Experience.

David W. Ousley, President

Building Specs of Illinois, Inc.

Office:  (312) 442-2292

Email: david.ousley@sbcglobal.net

State Licensed Home Inspector #450.000542